Navigation

Service Videos

Home » Services » March 2018

Lease or Buy?

Posted March 27, 2018 01:27 AM



Lease? Or buy? These are the options for Midland drivers. It's always a tough question for auto owners, but here is some info that'll help you make an informed decision.

If you buy, you'll pay the full cost of the vehicle, maybe an initial down payment, monthly payments on the balance that pays down the loan principal, and the finance charge.

Midland drivers who lease finance the portion of the cost of the vehicle that's used up during the term of the lease. You'll pay some money up front: fees, security deposit, first month's payment and maybe a capital reduction. The monthly payments include a depreciation cost and a finance charge. When the lease is up, you return the vehicle to your local Midland area dealership. 

So how do Midland drivers decide?

First, how much do you have for a down payment? A lease usually requires a smaller down payment.

How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.

A lease needs requires better credit, so that's a factor.

How long will you keep the vehicle? Midland drivers who keep their vehicles around for a while will pay less if they buy. But just two or three years? Then leasing is the way to go.

If your car might suffer a ding or two, like a work truck would, then buying's better. The auto leasing company will want their vehicle back at the lease end in tip top shape, and if repairs are needed, you'll pay.

How far do you drive in and around the Midland area? Important to consider because leases have a mileage limit; if you go over, you pay a hefty charge per mile/kilometer when the lease is up. So high mileage Texas drivers should definitely buy.

Will the car be used in your business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.

Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing always costs more.

Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment rather than price. So sometimes Midland leasers may pay on a higher purchase price than a buyer would.

Here is a tip: If the salesman asks if you'll be leasing or buying, say you're not sure yet. Make your best deal, then look at your financing options.

Here's another: With a buy or a lease, if you total the vehicle, you'll owe the full amount of the loan, or the balance of the lease payments. Usually, it's less than the vehicle's fair market value, and that's all your Texas auto insurance company will pay. But ask your Midland agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.

Remember, you have to return your leased vehicle in excellent condition and may need to do all the vehicle manufacturer's recommended service and maintenance or face penalties. So see your local advisor at your Midland auto repair shop  or West Texas Automotive on a regular basis, get the required work done and save the service records. It's well worth it.

West Texas Automotive
4703 Andrews Hwy
Midland, Texas 79703
432-689-5414
http://www.themobiletirestore.com



Straight and True in Midland: Wheel Alignment

Posted March 21, 2018 10:08 AM

Most Midland folks worry about running out of gas or having a breakdown on the side of the road. That is why we practice preventive maintenance on our vehicles — that and to keep our repair bills down. But one important part of preventive maintenance that may get overlooked by drivers in Midland is a periodic alignment inspection.

Poor alignment causes tires to wear rapidly, unevenly or both. This means they will have to be replaced early, and new tires are more expensive than an alignment check in Midland. Bad alignment can also cause damage to suspension and steering systems, which can be expensive to repair in Midland.

Tire wear on misaligned wheels can also lead to blowouts, which are dangerous, can lead to serious accidents and can seriously damage your vehicle. Also, poor alignment itself can be the cause of an accident since the vehicle may not steer properly.

One or more wheels on your vehicle can be knocked out of alignment by running over a curb or a pothole on a bumpy Midland street. An accident —  even a minor one — that involves a wheel on your car can lead to misalignment. The small bumps and bangs of everyday driving can also gradually put your wheels out of alignment.

If you have had wheel damage to your vehicle, or if you suspect that your wheels are out of alignment, you should get your alignment checked NOW. Any service center will give you that piece of auto advice. But good vehicle care suggests that you also get your alignment inspected on a regular basis. At West Texas Automotive in Midland, we can take care of that for you.

Your owner's manual or West Texas Automotive can give you a suggestion on how often your alignment should be checked. If it doesn't, then once a year is a good rule of thumb. However, if you drive a lot — and especially if you drive on rough surfaces a lot — then you may want to consider alignment more often. Ask the pros at West Texas Automotive for a recommendation.

If your vehicle is out of alignment, one or more of the wheels is not tracking correctly and will “pull” against the others. Thus, one sign of poor alignment is that your vehicle pulls to one side when you drive around Midland. Also, if you are driving a straight path and your steering wheel is off-center, that usually indicates an alignment problem.

Midland drivers should also check the wear on their tires. If they seem to be wearing out too quickly, or if you notice that a tire is wearing on one side more than the other, you should get your alignment checked.

When you get an alignment inspection, your vehicle will be put on a rack and all the parts of the steering and suspension systems will be inspected for wear or damage. The alignment of the tires will be charted and compared to the original factory settings. If no repairs are needed on the steering or suspension systems, the wheels will then be adjusted to bring them back into alignment.

This may seem like a lot of bother for drivers, but it's a lot less trouble than a blowout or an accident. The old adage is good auto advice for all Midland residents: an ounce of prevention is worth a pound of cure.

So keep on driving, and keep all four tires on the road.

West Texas Automotive
4703 Andrews Hwy
Midland, Texas 79703
432-689-5414
http://www.themobiletirestore.com

 



Picking the Right Tires in Midland

Posted March 11, 2018 07:06 AM

Shopping for tires in Midland can be bewildering because there are many choices. Let's simplify. There are four main classifications of tires, each designed for different purposes.

First off, there are summer tires. Those who buy summer tires in Midland are looking for maximum summertime performance. The rubber is a little softer to help stick to the road on fast corners on Texas roads. The tread has wide blocks at the shoulder to stiffen the tire in turns. The tread design can handle rain but really isn't set up for snow and ice.

Next comes winter tires. Midland people buy winter tires because they still like performance driving when it's cold and slippery on Texas roads, so they need a tread design that'll really bite into ice and snow. The rubber compound is formulated to stay pliable when temperatures drop below 45 degrees F/7 degrees C so they get great traction even on dry roads. On the other end of the winter tire spectrum are tires designed to handle well in severe ice and snow conditions.

The third category is all-season tires. Most new cars in Midland showrooms come with all-season tires. This is a tire that is designed to be used all year round. The tread design and rubber compound is a compromise that won't give you the extreme capabilities of summer or winter tires; but if you're driving and weather conditions aren't at the extreme ends of the range, all-season tires might suit you just fine.

The last category is what you might have on your SUV or pickup. All-terrain or off-road tires are designed for both highway and off-road use – a tire that gets good traction in the dirt and on off-road obstacles, but still performs well on paved Midland roads.

Choosing the right tire is important for Midland car owners. Talk with your West Texas Automotive tire professional about your driving requirements and receive valuable guidance on tires that will meet your needs.

Give us a call.

West Texas Automotive
4703 Andrews Hwy
Midland, Texas 79703
432-689-5414
http://www.themobiletirestore.com



Clean Air for Your Engine: A New Engine Air Filter at West Texas Automotive

Posted March 07, 2018 03:57 AM

All of us in Midland know we have to get the oil changed in our vehicles periodically. That's just part of good vehicle care. But when West Texas Automotive technicians change your oil, they also usually inspect your air filter. That's why they sometimes let you know that your air filter needs to be changed before releasing your vehicle.

Don't just chock this up to trying to sell you something else. Midland area drivers really do need to change their air filter when it gets dirty. You can check your owner's manual to see how often your air filter should need to be changed, but remember, if you live in an area in Texas with poor air quality, or if you drive a lot or drive under harsh conditions in the Midland area, you may need to change that filter more often than is recommended.

Changing an air filter isn't guesswork. If a filter's dirty, it needs to be replaced. Air filters aren't very expensive at West Texas Automotive. But the problems they cause if Midland auto owners don't change them can get to be.

West Texas Automotive
4703 Andrews Hwy
Midland, Texas 79703
432-689-5414
http://www.themobiletirestore.com